Terms of Use (DRAFT, v0.1, 13 Nov 2026)

1. The service. Deduction Decoder is software that reads deduction and remittance files you provide, sorts the lines, and drafts dispute text and a deadline calendar. You decide what to file, and you file it yourself.
2. Not legal or collection services. We are not a law firm and not a collection agency. We give no legal advice and do not act on your behalf. See the Disclaimer.
3. Your agreements. You are responsible for complying with your own agreements with distributors and retailers, including any confidentiality terms. The tool analyses files locally in your browser so that you do not have to share them with us.
4. Accuracy. Results are suggestions based on public information and your files. They may be incomplete or wrong. Check every line, deadline and letter before you use it. You agree not to rely solely on the tool.
5. Licenses. A Single Audit license unlocks full results for 72 hours from purchase. A Monthly license works while your Gumroad membership is active. Licenses are for one company and may not be resold or shared publicly.
6. Refunds. You can request a refund within 14 days through Gumroad. Refunded licenses stop working.
7. Acceptable use. No reverse engineering of the license system, no automated scraping of the site, and no use to harass buyers or file knowingly false disputes.
8. Liability. The software is provided "as is". To the maximum extent permitted by law, our total liability is limited to the amount you paid in the last 12 months. We are not liable for missed deadlines, denied disputes or lost revenue.
9. Changes and contact. We may update these terms; the date above will change. Contact: the support link on your Gumroad receipt.